KERRY GABER

Kerry Gaber is a senior associate with Gary Brown & Associates, Inc., with offices at 1313 Campbell Road, Building B, Houston, Texas 77055. He has worked in real estate since 1980, and as a fee appraiser since 1984. He has completed appraisals of all types of real property including single and multi-residential, subdivisions, rural land, retail centers, office buildings, hotels, restaurants, industrial facilities, condominiums, and right-of-way acquisitions. He has worked for clients such as banks, law firms, governmental agencies, corporate firms, and financial institutions, and has appraised property in numerous counties in the State of Texas, including Austin, Bexar, Bell, Blanco, Brazoria, Brazos, Burnet, Calhoun, Cameron, Chambers, Colorado, El Paso, Fort Bend, Galveston, Grimes, Harris, Hays, Jasper, Jefferson, Jim Wells, Kerr, Liberty, Matagorda, Montgomery, Nueces, San Jacinto, San Patricio, Tarrant, Travis, Victoria, Walker, Waller, Washington, Wharton, Wichita and Williamson Counties.

BIOGRAPHICAL DATA

Mr. Gaber was born in Houston, Texas in 1958, and is a fourth generation native Houstonian. He attended public schools in the Spring Branch Independent School District, and the University of Texas at Austin from 1976 to 1980. Mr. Gaber lived and worked in Austin, Texas from 1980 to 1988, and in Houston since that time.

EDUCATION AND EXPERIENCE

University of Texas at Austin: Bachelor of Business Administration in Real Estate (1980): Courses included Principles of Real Estate, Real Estate Law, Real Estate Appraisal, Real Estate Finance.

American Institute of Real Estate Appraisers: Basic Valuation Procedures (1989); Capitalization Theory and Techniques Parts A (1983) and B (1989); Standards of Professional Practice (1989).

Society of Real Estate Appraisers: Introduction to Appraising Real Property (1980); Applied Residential Property Valuation (1986); R-41b Seminar (1987).

The Appraisal Institute: Case Studies in Real Estate Valuation (1991); Standards of Professional Practice (1994); Texas USPAP Program (2001); Case Studies in Residential Highest & Best Use (2001); Residential Sales Comparison Workshop (2001); Residential Consulting (2001); Appraisal Consulting (2004); Land Valuation Procedures (2004); Scope of Work (2004); National Uniform Standards of Professional Practice - Course 400 (2004).

Houston Community College: USPAP Update (1996 & 1998), Environmental Issues in Real Estate (1998), ADA & Legal Update (1998).

Stewart (Robinson) Real Estate School: Manufactured Housing, Property Inspection, Property Tax Consulting & Law Update, Appraisal Technology, New Laws & Policies Affecting the Real Estate Industry, USPAP Update (1999).

Computer Software: Appraise-It, ARGUS, DataComp, DYNA, Excel, Internet Applications, MSWord, QuattroPro, Quicken, Windows Applications, WordPerfect.

State Certified General Real Estate Appraiser - No. TX-1322018-G